Pet Insurance Australia
Compare Pet Insurance
in Australia
Find the best cover for your dog in minutes — we’ve compared Australia’s top providers so you don’t have to.
Top providers
Sorted by our pick
Bow Wow Meow
Most Popular
Comprehensive- ✓Up to $12,000 annual benefit
- ✓80% back on vet bills
- ✓Covers accidents & illness
- ✓Optional extras available
From $25/mo
RSPCA Pet Insurance
Supports animal welfare
Comprehensive- ✓Up to $12,000 annual benefit
- ✓Helps fund RSPCA programs
- ✓Flexible excess options
- ✓No age limit for enrolment
From $22/mo
Petsy
Best value
Comprehensive- ✓Up to $10,000 annual benefit
- ✓24/7 vet helpline included
- ✓No sub-limits on conditions
- ✓Direct vet payment available
From $19/mo
PetSure
Premium- ✓Up to $20,000 annual benefit
- ✓85% back on vet bills
- ✓Covers hereditary conditions
- ✓Wellness extras available
From $28/mo
Medibank Pet Insurance
Comprehensive- ✓Up to $12,000 annual benefit
- ✓Multi-pet discount available
- ✓Covers dental illness
- ✓Existing Medibank customers save 10%
From $24/mo
Woolworths Pet Insurance
Budget friendly
Accident & Illness- ✓Up to $8,000 annual benefit
- ✓Earn Everyday Rewards points
- ✓Simple straightforward cover
- ✓Easy online claims
From $18/mo
Knose Pet Insurance
Comprehensive- ✓Up to $12,000 annual benefit
- ✓Customisable excess options
- ✓Covers behavioural conditions
- ✓Australian owned and operated
From $21/mo
HCF Pet Insurance
Comprehensive- ✓Up to $12,000 annual benefit
- ✓HCF members save 10%
- ✓12 months cover for 11 months price
- ✓Covers emergency boarding
From $23/mo
Side-by-side comparison
| Feature | Our PickBow Wow | RSPCA Pet | Petsy | PetSure | Medibank Pet | Woolworths Pet | Knose Pet | HCF Pet |
|---|---|---|---|---|---|---|---|---|
| Annual benefit limit | $12,000 | $12,000 | $10,000 | $20,000 | $12,000 | $8,000 | $12,000 | $12,000 |
| % back on vet bills | 80% | 80% | 80% | 85% | 80% | 80% | 80% | 80% |
| Accident cover | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Illness cover | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Dental cover | Optional | Optional | ✓ | ✓ | ✓ | ✗ | ✓ | ✓ |
| Hereditary conditions | Optional | Optional | ✗ | ✓ | ✗ | ✗ | ✓ | ✗ |
| Behavioural conditions | ✓ | ✗ | ✗ | Optional | ✗ | ✗ | ✓ | ✗ |
| Approx. monthly price | $25–$60/mo | $22–$55/mo | $19–$50/mo | $28–$70/mo | $24–$58/mo | $18–$40/mo | $21–$55/mo | $23–$56/mo |
| Excess options | $0, $100, $200 | $0, $100, $200 | $0, $200, $500 | $0, $100, $200, $500 | $0, $100, $200 | $200 | Customisable | $0, $100, $200 |
| Waiting period | 2 days accident / 30 days illness | 30 days | 30 days | 30 days | 30 days | 30 days | 30 days | 30 days |
Table data is indicative. Always verify directly with the insurer before purchasing.
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Find my perfect plan →Disclaimer: PuppyBarks provides general information only and does not constitute financial advice. Insurance products are issued by third-party providers. Always read the Product Disclosure Statement (PDS) before purchasing. Consider your personal circumstances before making any financial decision. PuppyBarks may receive a referral fee when you click through to a provider. This does not influence our editorial independence.